This week I wanted to get into something that drives me absolutely bonkers, and that is when mortgage professionals and real estate agents use terminology and acronyms that most people don’t understand. A lot of mortgage people, they don’t get that most people don’t think about mortgages and real estate every day. They don’t realize…

What is DTI and Why Is It Important? Mortgage Tips Happy Thanksgiving to all of you. I hope you’re enjoying some relaxing and fun time with your friends and family. This week I wanted to get into some terminology that’s used in the mortgage industry, that can be confusing for some people, because, let’s face…

8 Strategies To Get Your Offer Accepted If you’re out there looking to buy a home, you know that it’s brutal out there. It’s competitive. There’s many, many offers on the same house. It’s hard to get your offer accepted. So this week I have for you eight things that you can do to make…

This week I want to address a very common question that we get every day, and that is what steps need to be taken in order to secure a mortgage loan? The question is simple, yet it can be complex, and the basic steps are first of all, you need to apply with the mortgage lender…

What are closing costs and how much can you expect to spend on closing costs? The first thing to know is that when buying a home there’s more to invest in the home than just the down payment, there’s also closing costs. Closing costs are the different fees and charges that the different entities charge…

I want to talk about adjustable rate mortgages. So what is an adjustable rate mortgage or ARM? The reason why I wanted to talk about this, is even though rates are remaining at historic lows right now, and rates are super, super low, it’s inevitable that rates at some point will go up. When rates go…

How to Hire A Real Estate Agent For Free Buying a House 101 I want to talk today about why hiring a real estate agent is an absolute bargain when you’re buying a home. The first reason is, I don’t know if you know this, especially if you’re a first-time home buyer, but the seller…

Should You Wait For The Housing Market To Crash Before You Buy? This week I wanted to answer the question, should you wait for the market to crash, the housing market to crash before you buy a home? I’ve done this video before several times over the last couple of years, and my answer is…

What is a jumbo mortgage? If you are looking to buy a higher priced home or you own a higher priced home, then a jumbo loan might be something that you may need to take on or want to consider as a financing option. First of all, what is a jumbo mortgage? A jumbo mortgage is…

This week’s video is for you renters out there that are watching this, or if you know someone that’s a renter, please forward this video because I saw a survey recently that said that over 50% of renters think that they can’t buy a home. And it’s such a shame because there’s much pride of…