Top Rated Mortgage Company In Centennial
If you have mortgage related questions, we have the answers.
Welcome to Choice Mortgage Group
Choice Mortgage Group is proud of the level of service we provide to our clients and business partners. We value honesty, hard work, and responsiveness to your needs. We are known in the Denver marketplace for our high level of communication and follow up.
Whether you are looking to buy a home or refinance, our team will help you navigate through the complicated home loan process. We know you don't do this every day like we do, so we use common sense and communicate with you in terminology that you will understand, not in complicated mortgage broker and real estate jargon. We treat every client like family, and strive to give you the best possible, stress-free mortgage experience.
Call us any time...our team approach means that we are here to help you whether it's during the week, or on the evenings or weekend. Communication is our top priority!
How much do you qualify for?
No Obligation. No Credit Check.

Loan Options
Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.
Quick Custom Quotes & Streamlined Loan Experience
Experience fast, personalized quotes and a fully streamlined online loan application and approval process.
HOMEBUYERS
Whether you are a first time home buyer or purchasing your dream home, Our team will help you find the right financing solutions to meet your needs.
TODAY'S RATES
Mortgage rates can change on daily basis. Our team specializes in market trends and help homeowners to determine the right time to purchase or refinance.
REFINANCE
We can help you lower your interest rate, lower your monthly payment, or take cash out. Our team is here to help you with all of your mortgage refinancing needs.

Our clients are the foundation of our success
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RJ was very attentive and informative. I appreciated the "every" Tuesday phone call. I would highly recommend him to any agent looking for a great lender!! Thanks... read more RJ.
Sheree Pinner
March 28, 2025RJ was such a great person to work with. He was knowledgeable about each loan type and if anything unexpected came up he was very accommodating. He also responded to... read more us in a timely manner. And even though we have already finished our loan he still checks up on us to make sure it’s all going good.
Kirstin Oller
March 28, 2025I’ve always worked with RJ and his team for refinancing, and I trust them to guide me in the right direction. They worked tirelessly to secure the best option for... read more me, and I couldn’t be happier. I’m incredibly grateful.
Adrianna O.
March 28, 2025We used RJ and his team to purchase a home in Houston, TX while living in Denver, CO. They made the process very easy, communicated throughout, gave clarity around what... read more they needed, and were always available for questions. Our realtor in Houston mentioned how impressed he was with RJ and his team. I wouldn’t hesitate to recommend them to any of our friends our neighbors!!
Matt Williams
February 28, 2025 -
RJ was able to get us the best rate and close in just a few weeks. We shopped around and could not find anyone with a better deal. RJ did... read more a great job and was very communicative throughout the process. Highly recommended!
Anastasia Evans
November 28, 2024Excellent! RJ Baxter and his team were very knowledgeable and made the process very easy, I can’t thank them enough.
Suzie Spies
November 28, 2024RJ Baxter brings a refreshing approach to lending in the Colorado market. His dedication to clients, clear communication, and innovative strategies truly set him apart. It’s clear that RJ goes above... read more and beyond to make the financing process smooth and straightforward, which makes a real difference for anyone navigating today’s market. Highly recommend RJ for anyone looking for a lender who genuinely prioritizes the client experience!
Kevin Capra
November 28, 2024RJ is absolutely fantastic. He took the time to explain our mortgage options and was lock-step with us the entire way. He's is so knowledgeable and a great source of... read more information. On top of it all, he is very nice and personable. Along with RJ, Mary Jo was so wonderful! She is warm, funny and engaging - not to mention smart and attentive. I appreciate their hard work and ongoing communication throughout the process. Can't recommend enough!
Sally Kwitkowski
October 28, 2024 -
We had a great experience working with RJ Baxter and the Clear Path team in our home-buying process! RJ demonstrated an exceptional understanding of the mortgage industry and took the... read more time to explain all of our options in detail. His expertise and clarity made us feel confident every step of the way. RJ is not only incredibly knowledgeable, but he also went above and beyond to ensure we received the best possible rate. He and his team were always available to answer our questions, no matter how small, and he made sure we fully understood each phase of the process. RJ’s proactive communication and responsiveness made what could have been a stressful experience incredibly smooth and hassle-free. One of the things we appreciated most was RJ’s personalized approach. He truly cared about our needs and worked tirelessly to find a mortgage solution that was perfect for our financial situation. Even when we faced unexpected challenges, RJ handled everything with professionalism and ease, ensuring that our closing went off without a hitch. If you’re looking for a mortgage broker who is dedicated, knowledgeable, and genuinely invested in your success, look no further than RJ Baxter and the Clear Path team. We couldn’t be happier with our experience and would highly recommend him to anyone in need of mortgage services! We will certainly work with him to refinance if and when rates drop.
Andy Pfister
September 28, 2024Highly recommend! I cannot say enough great things about RJ. He made the process easy and seamless. I will definitely use his services again.
Renee M
September 28, 2024My fiancé and I were in the process of buying our first home in WI and were confused & overwhelmed with the home loan process. We were connected with RJ... read more through a friend for a second opinion on a loan quote we received from another lender. RJ generously took the time to review the quote & jumped on a call with us to answer all of our questions. He even gave us information about other loan possibilities that may benefit us. RJ was friendly, knowledgeable, & helped us to feel confident in our home loan decision. We are greatly appreciative!
Kari Haser
September 28, 2024 -
Working with RJ Baxter has been extraordinary. He truly went above and beyond in accomplishing my closing in a timely manner. A true professional!
Pamela Fabec
August 28, 2024RJ was absolutely fantastic! He was responsive, proactive, knowledgeable, friendly, and honest. He got us a better loan than any other options we had come across, and it was such... read more a better experience than going through a big bank. We’ll definitely come back to him to refi!
Ben Ryan
June 28, 2024RJ and his team were fantastic to work with! I'm a first time buyer and RJ made the process a breeze, even with a tight closing timeline. RJ went out... read more of his way to explain things and provide many different quotes. Bonus that the rates he quoted were consistently better than others while I was shopping around. I highly recommend Clear Path!
Alex Hamilton
May 28, 2024RJ and his team were extremely helpful throughout a very protracted deal. Despite over six months of issues with the seller and the title company, RJ’s team at Intercap Lending... read more was always available and ready with great options and advice to provide the best financing possible. I would work with this group again in a heartbeat.
Lance Bishop
April 28, 2024 -
Absolutely great to work with. RJ Baxter and his team helped us for over 8 months while navigating an increasingly volatile market. When it came time to pull the trigger,... read more they communicated efficiently and helped guide us through what could have been a very stressful process. Highly recommend RJ Baxter Team.
Michael Opp
April 28, 2024RJ and his team were extremely helpful in our housing buying process. As a first-time home buyer, he helped us understand our options and the overall process.
Sarah Thorman
April 28, 2024They were great! When hiccups occurred (due to the transaction, not the lender), RJ and his team worked to quickly find solutions!
Tiffany & Christy at RE/MAX Alliance
April 28, 2024I have worked on more than one transaction with the RJ Baxter Team and everytime it has been 5 star service. RJ is very knowledgeable and does an outstanding... read more job of communicating with all of the parties involved in the transaction.
Meredith Lipscomb
April 28, 2024 -
RJ Baxter and his mortgage team in Denver, Colorado stand out for their collaborative, creative, and thoughtful approach. They excel in personalizing solutions for clients and ensuring a tailored experience... read more that meets individual needs. I was recently a guest on RJ's podcast, and cherished the opportunity to share my thoughts on Colorado Real Estate and how buying a home can change your life. I feel that RJ's commitment to empowering clients with valuable insights and great information such as this podcast say it all. Highly recommended for a top-notch mortgage experience in Denver! Thanks again.
Bobby Reginelli
April 28, 2024RJ and his team are one of the best mortgage brokers I know. Very personable and a problem solver. I highly recommend reaching out to him with your mortgage needs.
Marcellus SaenzRico
April 28, 2024Nathaniel Martinez
April 28, 2024RJ and Team were great in guiding us through the mortgage process for a condo. They started with a quick application followed by a discussion of several alternatives. We jointly... read more picked the one that made sense for our situation. The final steps utilized an app to provide easy mechanisms to share financial statements that led to a successful closing. All in all RJ was great to work with from start to close.
Gary Henry
April 28, 2024 -
RJ has been a great resource for our mortgage needs. We have worked with RJ and his Fairway team for the purchase of several properties and it has always been... read more a great experience.
Philip Sieper
April 28, 2023We worked with the RJ Baxter team during covid and they were very easy to work with. They kept us updated as we went forward and answered all of our... read more questions. They made the process very easy
Duane Peterson
April 28, 2023 -
Very helpful and patient. Worked with me through all my ups and downs. If i didnt understand they explained it to me. They are awesome would recommend 10000%
Michelle&Joshua
April 28, 2023Ryan Lane
April 28, 2023Jenna Benigno Dustin Delvecchio
April 28, 2023We’ve been in our new home almost 2 years and I always recommend The RJ Baxter Team to friends and family. Home buying can be so stressful as this... read more was our 3rd home purchase but this team was amazing. Highly recommended for your home purchase.
Sherry Petarde
April 28, 2023