Do I Have To Maintain Homeowner’s Insurance If I Have A Reverse Mortgage?


Reverse Mortgage- How Old Do You Need To Be To Qualify?

I wanted to share with you one of the most common questions we get about a reverse mortgage. And that is, how old do I need to be to get a reverse mortgage? And the short answer is 62 or older. That’s the age limit for qualifying for a reverse mortgage. However, if your spouse…

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Does My Home Qualify For A Reverse Mortgage?

Does your home qualify for a reverse mortgage? And there’s a few things we look at for this. The first one is, is the home your primary residence? We cannot do a reverse mortgage on a vacation home or on an investment property. The home must be your primary residence. The second thing we look…

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How Much Can I Borrow On A Reverse Mortgage?

A question we get commonly on reverse mortgages, and that is how much money can I get on the reverse mortgage? The basic bottom line way to think about it is, it’s very low loan to value ratio, so the total loan amount versus the value of your property. The reason why is because the…

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What Is A Maturity Event With A Reverse Mortgage?

I wanted to explain an important term that you might have seen if you’re seeking a reverse mortgage and researching how they work called a maturity event. What a maturity event is, is this is referring to any event which may cause a reverse mortgage to be due and payable. This’ll happen in certain circumstances. I’m going…

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What Is The Minimum Credit Score For A Reverse Mortgage

The question I get commonly is, what credit score do I need to qualify for reverse mortgage? And the answer is you don’t need a credit score at all to qualify for reverse mortgage. It doesn’t matter if your credit score is low, or if you’ve had credit events in your past, you can still…

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Is It Worth It To Pay PMI?

Is It Worth It To Pay PMI? One thing that’s a concern for home buyers right now is if you have less than 20% down payment you have to pay mortgage insurance or PMI. What is mortgage insurance? This is basically an insurance policy that ensures the lender in case you were to foreclose or…

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Dovish vs Hawkish Economic Policy – What Does That mean

Dovish vs Hawkish Economic Policy – What Does That mean I wanted to talk about another concept around the Fed and around economists. It’s two terms that are used commonly around economic policy, and those are dove and hawk. And I want to talk a little bit about what those mean, because you might have…

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What is velocity of money?

What is velocity of money? And you might be asking yourself, why is this important? Why would I even want to learn about what velocity of money is? So I’m going to talk about that as well. And simply put velocity of money is the rate at which money changes hands in the economy. When…

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Intercap Lending

(303) 670-0137
215 Union Blvd Suite 210
Lakewood, CO 80228

Intercap Lending Inc. NMLS# 190465
Richard Baxter NMLS #395819, CO License #100034412
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