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How much mortgage can I afford? Denver/Lakewood: You might be asking yourself that question, if you’re looking to buy a home or refinance. Well this week, we are going to answer this question for you this week of how much mortgage can I afford? Affording and qualifying are two different things. Lenders look at a key…

Property Tax Bill – Do I Have To Pay it?  I Thought My Lender Was Supposed To Pay That! Denver/Lakewood: You may have gotten your property tax bill in the mail around this time in Colorado and you might be asking yourself, “Wait a minute, I escrow for my property taxes. Why am I getting billed?…

When Can I Stop Making My Old Mortgage Payment When I’m Refinancing? When can you stop paying on your current mortgage payment if you’re refinancing your home loan? I’m going to answer that question and a lot more, in today’s tip of the week. If you’re currently refinancing your home loan, you might be thinking…

Will there be a housing crash in Colorado in 2020? Denver/Lakewood: If you’re going to buy a house, if you’re looking to buy a house in 2020 or you’re looking to move within Colorado or specifically in the Denver area you might be wondering if the housing market will crash soon. I mean can this appreciation…

  What is a right of rescission period on a refinance? We get this question a lot when people are refinancing. They’re wondering how soon after I sign the paperwork is my new loan going to take effect? How soon is this great lower interest rate going to start to affect my payment? And the…

What are seller paid closing costs? Denver/Colorado: If you’re wondering what the answer to that question is and how you can get your closing costs paid when you buy a home, I’m going to answer that question for you today. First of all, seller paid closing costs are simply when the seller of the home that…

What are the Conforming Loan Limits for 2020? Denver/Colorado: If you’re wondering what the answer to the question is of what are the loan limits for mortgages for 2020, I’m going to answer that question. So first of all, I want to talk about the nationwide conforming loan limits for 2020, which increased to 510,400.…

How Do Credit Card Balances Affect Your Credit? If you don’t already know, credit determines a lot when you are buying a house. This week I’ll explain how high AND low credit card balances can affect your credit, see you on the other side! Credit scores are a statistical number that indicates your creditworthiness, and…

A moving checklist is an easy way to stay on task during a move. Whether you’re moving out of state or into a new house around the block, print U-Pack’s Moving Checklist to help you stay organized. Printable Checklist  

Big News for Condo Buyers and Owners This is huge news for condominium buyers and owners! Prior to October 15th, 2019, Federal Housing Administration (FHA) required that the condo being purchased had to be in a complex that was FHA approved. However, many HOAs let their FHA approval status expire, putting it back on the…