FHA Down Payment Requirements
FHA currently requires a 3.5% down payment on a home purchase. If you have poor credit, you may be required to put more down.
The down payment can come from the borrower's own funds or from an FHA Gift from a family member. The source of the down payment must be documented, and funds must be "seasoned" or in your bank account for over 60 days prior to closing, or come from an account that is yours where the funds can be verified.
To get started with your FHA Mortgage, simply select the scenario that best suits your needs:
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