If you’re going to buy a house, if you’re looking to buy a house in 2020 or you’re looking to move within Colorado or specifically in the Denver area you might be wondering if the housing market will crash soon. I mean can this appreciation that we’ve seen over the last several years or really…

  What is a right of rescission period on a refinance? We get this question a lot when people are refinancing. They’re wondering how soon after I sign the paperwork is my new loan going to take effect? How soon is this great lower interest rate going to start to affect my payment? And the…

What are seller paid closing costs? Denver/Colorado: If you’re wondering what the answer to that question is and how you can get your closing costs paid when you buy a home, I’m going to answer that question for you today. First of all, seller paid closing costs are simply when the seller of the home that…

What are the Conforming Loan Limits for 2020? Denver/Colorado: If you’re wondering what the answer to the question is of what are the loan limits for mortgages for 2020, I’m going to answer that question. So first of all, I want to talk about the nationwide conforming loan limits for 2020, which increased to 510,400.…

How Do Credit Card Balances Affect Your Credit? If you don’t already know, credit determines a lot when you are buying a house. This week I’ll explain how high AND low credit card balances can affect your credit, see you on the other side! Credit scores are a statistical number that indicates your creditworthiness, and…

A moving checklist is an easy way to stay on task during a move. Whether you’re moving out of state or into a new house around the block, print U-Pack’s Moving Checklist to help you stay organized. Printable Checklist  

Big News for Condo Buyers and Owners This is huge news for condominium buyers and owners! Prior to October 15th, 2019, Federal Housing Administration (FHA) required that the condo being purchased had to be in a complex that was FHA approved. However, many HOAs let their FHA approval status expire, putting it back on the…

In Colorado, especially in Denver, the housing market is very competitive. So, how do you get your home offer accepted? The first thing is to make sure that your offer is competitive with the other offers. It is key to listen to your real estate agent on how to structure your bid and, to know…

When Should I Lock My Rate? Whether you are refinancing or buying a home, here are a few things to think about when you are trying to decide whether to lock your rate or wait! What is a rate lock? Rate locking means, exactly that… locking your rate. When you lock your rate on a…