First of all, I hope that you’re all safe and healthy, and being smart out there as we work through this pandemic. Today I want to address what is quantitative easing? You may have seen it in the news, that the Fed announced that they’re going to do unlimited quantitative easing, whatever that means. Well,…

If you’re in the market to buy a home right now you might be thinking yourself, is now a really a good time to buy a home? I mean, with everything going on, people are staying indoors, they’re social distancing, there’s less economic activity; and a lot of forecasters are predicting recession. It seems likely…

You might be asking that question if you or someone you know is looking to buy a home. Let’s go take a look at the data and the actual numbers so we can see what your payment is and if housing is more or less affordable right now, especially in the Denver area. Let’s go…

Does it make sense to reset your mortgage term if you’re looking to refinance your home loan? This is a common concern that people express to us if they’re looking to refinance with rates so low. They express the concern, “I don’t want to reset my mortgage term. I mean, I’m two, three, four or…

I’m here at the base of Aspen Highlands doing my blog this week, so I thought it was a perfect opportunity to talk about buying a vacation home. So, how much down payment do I need on a vacation home? Now, if you’re like me I’m not going to be buying a home in Aspen…

This is a question we get a lot, for those that don’t know, mortgage insurance is a monthly payment you make to a third party that protects the lender if you foreclose. Depending on the type of loan you’re obtaining, that determines (in part) whether or not you need mortgage insurance. For example, if you’re…

Well, tax season is upon us and we get the question a lot this time of year, can mortgage and interest be tax deductible? So I’m going to dive into that today in today’s tip of the week and answer that question if it’s on your mind. So let’s get into it. First things first,…

Denver/Lakewood: You might be asking yourself that question, if you’re looking to buy a home or refinance. Well this week, we are going to answer this question for you this week of how much mortgage can I afford? Affording and qualifying are two different things. Lenders look at a key number when they look at how…

Property Tax Bill – Do I Have To Pay it?  I Thought My Lender Was Supposed To Pay That! Denver/Lakewood: You may have gotten your property tax bill in the mail around this time in Colorado and you might be asking yourself, “Wait a minute, I escrow for my property taxes. Why am I getting billed?…

When can you stop paying on your current mortgage payment if you’re refinancing your home loan? I’m going to answer that question and a lot more, in today’s tip of the week. If you’re currently refinancing your home loan, you might be thinking to yourself, “When can I stop paying on my current mortgage? I…