Wooden blocks stacked vertically spelling out CPA to represent the role of a tax professional in mortgage qualifying.

For self-employed homebuyers in Colorado, the Bank Statement Loan is often the most logical path to a mortgage. Instead of relying on tax returns where heavy deductions can shrink your taxable incomele, nders evaluate your actual cash flow via 12 or 24 months of business deposits. However, there is a critical detail that many borrowers…

Read More
Young woman running a small business (florist/crafts) reviewing her finances and bank statements on her phone and tablet.

If you are a successful self-employed professional, you already understand the delicate balancing act: you want to minimize your taxable income to save money on taxes, but you need to maximize your qualifying income to secure the best mortgage. The legal and tax structure you choose for your business—specifically, an S-Corporation (S-Corp) versus a Limited…

Read More