Posts Tagged ‘dscr loans colorado’
Investment Property Loan Rules: Conventional vs Non-QM and Fannie Mae Rental Limits
Understanding Investment Property Loan Rules in Colorado Investment property loan rules are very different from owner-occupied mortgage guidelines, and they become even more important as your rental portfolio grows. Real estate investors in Centennial, Denver, Parker, Castle Rock, and across Colorado often ask how many properties they can finance, what income counts, and when conventional…
Read MoreDSCR Loan Prepayment Penalties: Why Investors Choose Them
As a seasoned real estate investor in Colorado, you know that the best deals are made at the closing table. While DSCR loans offer incredible flexibility such as no personal income verification and closing in an LLC, they almost always come with a feature that conventional loans do not: a Prepayment Penalty (PPP). A prepayment…
Read MoreThe DSCR Cash-Out Refinance Strategy: A Step-by-Step Guide to Pulling Equity for Your Next Deal
As a real estate investor in the Centennial, Colorado, area, you know that the secret to scaling your portfolio isn’t just buying, it’s efficiently recycling your capital. Once you have successfully implemented the “Buy, Rehab, Rent” (BRR) phases of the BRRRR strategy, the “Refinance” step is the most critical component for continued growth. The Debt…
Read MoreScaling Past 10 Properties: Advanced Financing Strategies for Seasoned Investors
As a real estate investor in Centennial, Colorado, and the Denver Metro area, you may have reached the maximum of ten conventional mortgages allowed by lenders like Fannie Mae and Freddie Mac. This point is a significant milestone, and it’s where the most successful investors pivot their strategy to continue building wealth. If you’re asking,…
Read MoreDSCR Loan vs. Conventional Mortgage: The Colorado Investor’s Guide to Scaling
The question is inevitable for any serious investor in the Centennial, Denver, or surrounding Colorado markets: Which is better for my next rental property—a Conventional loan or a DSCR loan? It is a mistake to think of one as universally “better.” Both are powerful tools, but they are designed for completely different investor profiles and…
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