Flexible, fast financing for real estate investors and unique loan scenarios

Need funding outside the traditional lending box? Private money loans in Colorado offer a flexible, fast-track solution for investors and borrowers who need to move quickly or don’t fit conventional lending guidelines. These loans are funded by individual investors or private lending firms, not banks, which means fewer restrictions and faster closings.

At Choice Mortgage Group, we help buyers and investors across Centennial, Denver, Castle Rock, Parker, and surrounding Colorado areas secure private financing tailored to their timelines and goals.

What is a private money loan?

A private money loan (sometimes called “private lending”) is a real estate loan made by an individual or non-bank lender. These loans are often asset-based, meaning they’re secured by the property, not your credit score or tax returns.

They’re a popular tool for:

Learn more from Forbes’ guide to private money lending

Benefits of private money loans

  • Close quickly, often in days, not weeks
  • Minimal documentation
  • Flexible underwriting based on the deal, not the borrower
  • Perfect for properties that don’t meet traditional guidelines
  • Custom loan structures to fit your exit strategy

Because private money lenders focus on the property’s value and your plan, not your tax returns or credit score, these loans offer creative flexibility that traditional financing can’t match.

Who is a good fit for private lending?

You might consider a private money loan if:

– You’re an investor with multiple projects or properties
– You’re buying a distressed property that needs work
– You’re self-employed or have non-traditional income
– You’ve been turned down for a conventional loan
– You need to close on a property quickly without delays

We help evaluate your project, connect you with private lenders in our network, and structure the loan in a way that supports your success.

Whether you’re flipping a home in Denver, bridging a deal in Castle Rock, or investing in unique properties across Colorado, private money could be the key to getting it done.

Call or text us at 303-670-0137, email rbaxter@choicemortgage.com, or request a private lending quote. We’ll help you explore your options and move forward with confidence.