Frequently Asked Questions

Frequently Asked Questions

How Old Do You Need To Be To Qualify?

The short answer is 62 or older. That’s the age limit for qualifying for a reverse mortgage. However, if your spouse is going to be on the loan with you and you’re 62 or older but your spouse is under 62, you can still qualify for a reverse mortgage.. READ MORE HERE


How Much Can I Borrow On A Reverse Mortgage?

The basic bottom line way to think about it is, it’s very low loan to value ratio, so the total loan amount versus the value of your property.. READ MORE HERE


Does My Home Qualify For A Reverse Mortgage?

There’s a few things we look at for this.. READ MORE HERE


Will I Lose My Social Security And Medicare If I Get A Reverse Mortgage?

These are very, very important questions to consider when you’re looking at a reverse mortgage. And the answer is no.. READ MORE HERE


Do I Have To Maintain Homeowner’s Insurance If I Have A Reverse Mortgage?

One of the most common questions we get is, do I need to maintain homeowner’s insurance on my property?… READ MORE HERE


Is Interest Tax Deductible On A Reverse Mortgage?

The reason why is you’re not actually making a payment. Typically on a reverse mortgage, one of the reasons why a lot of folks look at reverse mortgages is because you don’t have to make a payment.. READ MORE HERE

What Is A Maturity Event With A Reverse Mortgage?

If all borrowers on the reverse mortgage pass away, then the reverse mortgage would become due and payable. Now there’s exceptions to this.. READ MORE HERE

What Is The Minimum Credit Score For A Reverse Mortgage?

It doesn’t matter if your credit score is low, or if you’ve had credit events in your past, you can still qualify for reverse mortgage because it’s not a credit-based mortgage product. Now… READ MORE HERE

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Intercap Lending

(303) 670-0137
215 Union Blvd Suite 210
Lakewood, CO 80228

Intercap Lending Inc. NMLS# 190465
Richard Baxter NMLS #395819, CO License #100034412
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