How Much Down Payment Do You Really Need to Buy a Home in Colorado?

One of the biggest myths that stops aspiring homeowners in Colorado from even starting their search is the belief that you need a huge 20% down payment. While a 20% down payment is certainly beneficial if you have it, the reality is that many homebuyers in Colorado purchase a home with significantly less upfront cash.…

US Bank building exterior, representing a financial institution offering Bank Statement Loans in Colorado

One of the most frequent questions I hear from Colorado’s thriving community of self-employed individuals and business owners is about navigating the mortgage process without traditional W-2s. Specifically, “What is the minimum credit score for a bank statement loan?” It’s a great question, and understanding this can unlock homeownership for many. Bank statement loans are…

Long bridge spanning a valley, symbolizing how bridge loans connect selling an old home to buying a new one in Colorado.

In Colorado’s dynamic real estate market, timing your home purchase and sale can feel like a delicate dance. Many homeowners find themselves in a challenging situation: they want to buy a new home, but need the equity from their current property to do so. This is precisely where a bridge loan in Colorado can become…

Have you ever wondered how the homes we finance shape the very neighborhoods we live in? In Denver, a city known for its rapid growth and diverse communities, the impact of residential home loans is significant. With the median home price in Denver surpassing $600,000, the demand for accessible financing options like FHA and VA home…

Here’s a handy little document I found to help you key in on potential tax deductions. ps- By no means am I a tax professional, and this isn’t tax advice, so be sure to get advice from your CPA before filing! Sat Strat 101+ Real Estate Agent Deductions