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Business vs. Personal Bank Statements: Which Account Should Self-Employed Borrowers Use in Colorado?

self-employed Mortgages

Business vs. Personal Bank Statements: Which Account Should Self-Employed Borrowers Use in Colorado?

January 9, 2026
Self-employed business owner reviewing business and personal bank statements for a mortgage loan

If you are self-employed and considering a Bank Statement Business vs Personal approach in Colorado, choosing the right account type can directly impact how much income you qualify with. This decision is often overlooked early on, but it plays a major role in how lenders analyze risk and cash flow for bank statement loans. Bank…

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