The Buy A Home Now Or Wait Conundrum-I want to talk about a question that’s on a lot of people’s minds right now, and that is, should I buy a home right now? I mean, mortgage rates are up to the highest level we’ve seen in over 12 years. Home prices are up. We’ve seen…

RJ Baxter: Hi, I’m RJ Baxter from . I’m here with Andrew Sams from Alpine Building Performance, and he’s a home inspector in the area. He’s going to talk a little bit about the importance of the proper water drainage from your house and the kind of damage that it can do if it’s not…

I wanted show you guys a quick chart that I saw today that just reinforces what I was talking about earlier in the week on my video about the fact that you’ve probably noticed there’s more homes for sale on the market right now. There’s been more and more listings coming on the market. Some…

This blog was originally a transcript from a 2022 video on this topic.  Go here for a more in depth article on FHA minimum property standards and appraisal requirements. Download the minimum property standards checklist here If you are out looking at homes this weekend and you are seeking an FHA loan, or if you’re…

As you’ve probably seen, mortgage rates are up quite a bit over the past four or five months. Let’s talk a little bit about locking in a higher interest rate. Yes, you heard me right. I’m not crazy.  You might want to consider actually locking in a higher than market interest rate, and here’s why.…

Hi, I’m RJ Baxter with , and I’m standing today in front of beautiful Evergreen Lake in Evergreen, Colorado and what better place to talk about credit scores? I’m just kidding, of course, goofy to be talking about credit scores in front of a lake, but nevertheless pulled out my camera here. So let’s talk…

I want to talk today a little bit about FICO scores and the fact that you probably get several different FICO scores in your snail mail and in your email, or offers to get your credit score for free. And I wanted to talk a little bit about what this credit score means. I don’t…

Today we’re going to talk about the effect of inflation on rental rates. If you are a renter watching this video you’re going to want to pay attention. Or if you’re watching this and know a renter please forward this video because this is very important information. Over the last year we saw one of…

One of the most common questions that we get is what is APR, or why is my APR higher than my mortgage rate. So I wanted to explain what APR is today and explain the difference between APR and your actual mortgage rate, which is also called the note rate. I’m going to show you…

If you’re a homeowner, you might have received a property tax bill from the county. We get this question all the time this time of year, because it can be really confusing, especially if you’re a new homeowner. The reason why it’s confusing is what it’ll look like is that you have to pay the…