If you just started a business or you’re thinking about starting a business, you might be asking yourself the question, can I qualify for a mortgage since I just started my business? And the short answer is no. Most lenders, they want a two year history of the business being open and operational before you can…

What is the impact of COVID19 on my home resale value? We’re getting that question quite a bit these days with COVID-19 going on. People are wondering if now is the right time to sell their home, or if they should just hunker down and wait to move. I can’t speak to other markets right…

Should You Put More Down On Your Home Loan To Get A Better Deal? The short answer to that question is yes, you will get a better deal on your mortgage if you put more down, but should you? Let’s talk a little bit more about that. First of all, there are over 30 different…

What is an Accessory Dwelling Unit or ADU for short? This is also called a mother-in-law suite. This is a very intriguing topic right now, especially with the pandemic going on because basically what a accessory dwelling unit is, it’s a separate living space on your property. Usually it’s a living space that has its…

First of all, I hope that you’re all safe and healthy, and being smart out there as we work through this pandemic. Today I want to address what is quantitative easing? You may have seen it in the news, that the Fed announced that they’re going to do unlimited quantitative easing, whatever that means. Well,…

If you’re in the market to buy a home right now you might be thinking yourself, is now a really a good time to buy a home? I mean, with everything going on, people are staying indoors, they’re social distancing, there’s less economic activity; and a lot of forecasters are predicting recession. It seems likely…

You might be asking that question if you or someone you know is looking to buy a home. Let’s go take a look at the data and the actual numbers so we can see what your payment is and if housing is more or less affordable right now, especially in the Denver area. Let’s go…

Does it make sense to reset your mortgage term if you’re looking to refinance your home loan? This is a common concern that people express to us if they’re looking to refinance with rates so low. They express the concern, “I don’t want to reset my mortgage term. I mean, I’m two, three, four or…

I’m here at the base of Aspen Highlands doing my blog this week, so I thought it was a perfect opportunity to talk about buying a vacation home. So, how much down payment do I need on a vacation home? Now, if you’re like me I’m not going to be buying a home in Aspen…

This is a question we get a lot, for those that don’t know, mortgage insurance is a monthly payment you make to a third party that protects the lender if you foreclose. Depending on the type of loan you’re obtaining, that determines (in part) whether or not you need mortgage insurance. For example, if you’re…