Appraisal and Property Wavier This week I want to discuss appraisal waivers, which are also called property inspection waivers. I’ll talk a little bit more about what they are, how you get one if you’re looking to buy a home or refinance, and then also, why are we seeing more appraisal waivers right now? And…

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Let’s talk about a little bit of perspective. As you’re working through a real estate contract, there’s going to be some give and take. There’s going to be some negotiation. Especially around things like the inspection. As the buyer, when your inspector goes through the property, you might find some things that you want to get…

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This week let’s talk a little bit about the perception of a housing bubble right now. Are we in a bubble? There’s a lot of people asking that question as real estate values continue to go up. It just seems like things are skyrocketing, especially in places like the Denver metro area, a lot of…

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If you’re looking to buy a home, you might be wondering to yourself, how much does it cost to hire a realtor? Do I really need a realtor? I mean, it seems like it’s going to be really expensive to hire a realtor, right? I wanted to first of all dispel the myth that it’s…

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Yes, you read that headline right, I regret refinancing and wish I would have done this instead.  Here’s the big mistake I made refinancing. I saved a ton of money on the payment. My payment went way down. My interest rate went way down. What I regret is that I didn’t take advantage of what’s happening…

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This week, I wanted to talk about the idea of waiting to buy a home, to save up more of a down payment.  Should You Save Up More For A Down Payment Before Buying A Home?  Sometimes, we talk to potential home buyers that decide they just want to hold off and continue to rent…

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Are you currently in a forbearance with your mortgage company, or came out of a forbearance recently? Let’s talk about how to get a mortgage after forbearance to buy a home or refinance your current mortgage. You cannot get a loan if you’re currently in a forbearance, unless you’ve continued to make the payments, even though…

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Can you finance home improvements into your mortgage loan?  The short answer is yes, indeed, you can finance home improvements into your mortgage loan. There’s a couple of ways you can go about it. The most commonly known renovation loan is called an FHA 203k. This is the one that most people know about. And…

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Hello. RJ Baxter here at . Hope you guys are having an awesome week and staying COVID free. Do you need a fico score to buy a home…we’ll talk about that this week. A lot of people think that you need to absolutely have a credit score in order to qualify for a mortgage, but that’s…

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If you’re a renter out there watching this, you may be wondering “How Is Paying A Mortgage Different Than Paying Rent ?”  This video is for you, or if you know someone that’s a renter, forward this video on or turn them onto this video, because looking at how a mortgage is different than paying…

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