The BIG Mistake I Made Refinancing
Yes, you read that headline right, I regret refinancing and wish I would have done this instead. Here’s the big mistake I made refinancing. I saved a ton of money on the payment. My payment went way down. My interest rate went way down. What I regret is that I didn’t take advantage of what’s happening…
Read MoreShould You Save Up More For A Down Payment Before Buying A Home?
This week, I wanted to talk about the idea of waiting to buy a home, to save up more of a down payment. Should You Save Up More For A Down Payment Before Buying A Home? Sometimes, we talk to potential home buyers that decide they just want to hold off and continue to rent…
Read MoreHow To Get A Mortgage After Forbearance
Are you currently in a forbearance with your mortgage company, or came out of a forbearance recently? Let’s talk about how to get a mortgage after forbearance to buy a home or refinance your current mortgage. You cannot get a loan if you’re currently in a forbearance, unless you’ve continued to make the payments, even though…
Read MoreCan You Finance Home Improvements Into Your Mortgage Loan?
Can you finance home improvements into your mortgage loan? The short answer is yes, indeed, you can finance home improvements into your mortgage loan. There’s a couple of ways you can go about it. The most commonly known renovation loan is called an FHA 203k. This is the one that most people know about. And…
Read MoreDo You Need A Fico Score To Buy A Home
Hello. RJ Baxter here at . Hope you guys are having an awesome week and staying COVID free. Do you need a fico score to buy a home…we’ll talk about that this week. A lot of people think that you need to absolutely have a credit score in order to qualify for a mortgage, but that’s…
Read MoreHow Is Paying A Mortgage Different Than Paying Rent
If you’re a renter out there watching this, you may be wondering “How Is Paying A Mortgage Different Than Paying Rent ?” This video is for you, or if you know someone that’s a renter, forward this video on or turn them onto this video, because looking at how a mortgage is different than paying…
Read MoreForeclosure Crisis In 2021?
Will there be a foreclosure crisis in 2021? There are people that are sitting back and waiting to buy a home because they’re scared that a foreclosure crisis is coming and that that’s going to lead to lower home prices, or they’re waiting to snatch up a foreclosure deal to get a better deal on a…
Read MoreHousing and Interest Rate Forecast Through 2022
For today’s post, we’ll talk about the Fannie Mae housing and interest rate forecast through 2022. I’ve shared this in previous months, but there’s some interesting data coming across with what’s happening in the economy and the markets with COVID, the election, and everything. I just wanted to share this for this week’s video to…
Read MoreHow To Get The Lowest Mortgage Rate in Colorado
Hi, everybody, RJ Baxter here with with your tip of the week. First of all, happy holidays to all of you. It’s Christmas week. I can’t believe 2020 is almost over. I hope you guys enjoy some time with your family, this holiday season in a safe way, of course, and enjoy the season. This…
Read MoreWhy Do Lenders Ask So Many Questions Home Buying Process
Why Do Lenders Ask So Many Questions Home Buying Process? If you’re at any point in the loan process, whether you’re working on getting pre-approved, you’re already under contract and buying a home, you might be thinking to yourself, “Why do lenders have so many questions? They just keep asking me more and more questions.…
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