Down Payment Assistance Programs

Down Payment Assistance Programs:

Down payment assistance programs are common for first time home buyers to utilize. These programs minimize the out of pocket cash required to buy a home. Some programs still require a minimum investment from the home buyer; for example, CHFA requires a minimum $1000 cash investment.

The two most common down payment assistance programs in the Denver Metro area are CHFA (Colorado Housing Finance Authority) and the Denver MMA (Metro Mortgage Assistance) Program. Although both programs allow for a lower investment in your home, interest rates and closing costs on these programs are higher, so you must be prepared for this and understand the costs involved vs the benefits.

Besides these low down payment programs, there are many other more traditional programs that may be better options. For a FREE consultation, or to get pre-approved, visit our online First Time Home Buyer purchase assistant to get started.

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Intercap Lending

(303) 670-0137
215 Union Blvd Suite 210
Lakewood, CO 80228

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