Home Purchase Loans

As a Wholly Owned Subsidiary of Health One Credit Union, we specialize in helping families realize the American Dream of home ownership.  Whether you are a First Time Home Buyer or an experienced home owner, we have Home Purchase Loans for you.

Our selection of Home Purchase Loans is diverse because we have access to over 30 banks offering hundreds of Home Purchase Loans.  In today's complex banking environment, it is critical to work with a bank who has access to all of the available products in the marketplace to help meet your needs.

Our Home Purchase Loans include:

Conventional Home Loans:  For home buyers with good credit and a decent down payment, conventional home loans offer the lowest possible rates and best loan terms.

FHA Home Loans:  FHA Loans offer more flexible underwriting standards on Home Purchase Loans and a lower rate for home buyers with a stable job and at least 3.5% down payment, but with past credit problems.  This program is also an excellent choice for first time home buyers due to the low down payment requirement.

VA Home Loans:  For military veterans or active duty military, VA offers home loan benefits with excellent terms, 0% down payment, and flexible underwriting standards.

USDA Rural Housing Loans:  In rural areas or small towns, USDA Rural Housing is an excellent choice.  0% down payment and low rates make these Home Purchase Loans very affordable.

And More:  We have many other Home Purchase Loans including Fannie Mae HomePath, Jumbo Home Loans, conforming high balance, and commercial loans.  Call us for a no obligation consultation to discuss your unique situation!

To get started with your Home Purchase Loan, click the appropriate button below.