FHA Rates

Mortgage rates sit at all-time lows (March, 2010), and FHA Rates are comparable to most other loan programs.  FHA Rates are available for FHA fixed rate mortgages and FHA ARMs.

The FHA Rates you obtain depend in part on the closing costs you pay on your mortgage.  With more closing costs, you can obtain a lower rate, and with lower closing costs, your rate will be higher.  There is a trade-off involved, and we can help you look at your options based on your short and long term financing objectives and payment goals.  

The key to finding the best FHA Rates in the marketplace is to work with someone who is able to present your options to you instead of just quoting "the rate."  You have options and have a right to consider all of them.

Another important factor to know about FHA Rates is that the market is constantly fluctuating.  Therefore, FHA Rates vary from day to day and can even change during the course of a single day.  It is critical that you work with a lender who is watching the market every day and can advise you as to the right time to lock your rate.

To get started with your FHA Mortgage, simply select the scenario that best suits your needs:  

 

More questions about FHA Rates?

Ask an FHA Expert with our Ask an Expert Feature.

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