Denver Jumbo Home Loans

We have access to many different banks who can help you with your Jumbo Home Loan scenario.

Any mortgages above the conforming loan limit are classified as Jumbo Home Loans.  This means any mortage above $417,000 in most counties, higher in some, will be classified as jumbo.  To find out what the limit is you your county, visit Fannie Mae Loan Limits.

For higher cost counties, if your mortgage is below the conforming loan limit in your county, but above $417,000, then your mortgage falls under the conforming high balance category, and will carry a slightly higher rate than a "normal" conforming loan.  Loans that are in the conforming high balance category are not classified as Jumbo Home Loans.

Jumbo Home Loans unfortunately carry a higher rate than conventional home loans.  30 year fixed rates can be significantly higher.  However, many lenders offer adjustable rate mortgages with an initial fixed period at an extremely low rate.

Most lenders will require that you have some equity if you are refinancing, and a significant down payment of 20% or more if you are purchasing a home.  Additionally, you must have decent credit and documentable income.  With a higher credit score and more down payment, rates on Jumbo Home Loans will be better.

We have lenders who can finance your primary residence or vacation home on a Jumbo Home Loan program.  Loan amounts up to $2,500,000 are possible.

Our professional staff is standing by to help you with a no obligation consultation to see what is available for your scenario.  We also publish a weekly mortgage market update every Monday to help you time the market to lock in your rate at the right time.  We have been helping our clients with Jumbo Home Loans for over 9 years and welcome the opportunity to discuss your situation.

Start on your Jumbo Home Loan here by selecting the appropriate category!