Denver Energy Efficient Mortgage

Denver Energy Efficient Mortgage

If you are looking to finance the cost of energy-efficient improvements to your home, we can help.  The Energy Efficient Mortgage is way that you can improve your home's energy efficiency and finance the cost into your mortgage.  The Energy Efficient Mortgage can be utilized on both refinance or home purchase programs and carry the same low mortgage rates as traditional financing..

The Energy Efficient Mortgage program is a win-win for you because in order to finance the costs, it must be demostrated to the lender that the monthly savings you will realize as a result of the improvements will be equal to or exceed the cost of financing the improvements.  Therefore, even though you are borrowing more to finance the costs of the improvements, your monthly expenses will not go up because your energy bills will go down.  And the increased mortgage payment is tax decutible!

There are many different improvements that can be financed with the Energy Efficient Mortgage.  Included are energy efficient windows and doors, heating and cooling system upgrades, solar panels, insulation, and more. 

In order to determine the monthly savings you will realize as a result of the improvements, a "HERS" report will be performed.  A HERS report is done by a certified energy auditor who will determine your current energy costs based on historic data, and will make a projection on how much your energy bills will lower with the improvements.  Based on this data, the HERS report will assign a score which will be used for the Energy Efficient Mortgage calculations.

And this program just gets better because most Energy Efficient Mortgage improvements are either tax deductible or qualify for rebates directly from energy companies.  We just helped a family in Denver install solar panels for only $12,800 when the total full cost was nearly $30,000!

We have lenders who are offering an Energy Efficient Mortgage nationwide, so we are not limited to only helping families in Denver!

To find out if you qualify for an Energy Efficient Mortgage, please choose the appropriate option for  your situation below:
 

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